Your bank sees "Amazon, £60". Catalejo reads the receipt line by line, so it knows £29 was a deductible monitor and £31 was a personal order. Import your bank, and it finds the money you're leaving on the table before you file Self Assessment.
found across 11 transactions, worth about £82 off the tax bill.
Sample figures. Your own scan reads your real ledger. Estimates, not a filing figure.
Upload a bank statement or snap your receipts, up to 15 at once. No manual typing.
Each transaction is checked against the actual HMRC rules by a verified engine, not an AI guess.
Get the number you're missing, then export a filing-ready Self Assessment pack for you or your accountant.
Why pay for it
Bank apps and budgeting apps work from the bank feed, and the bank feed stops at the shop name. Fintonic, your bank's app, the spreadsheet, they say “Leroy Merlin, €212” and none of them can say more, because €212 is genuinely all the bank was told. Whether that was tools for a job or a shelf for the spare room is on the receipt and nowhere else.
One long receipt: 37 separate lines, read off a single photograph.
A receipt app keeps your photos. A bank app shows your spending. Neither tells you what goes in box 07 of the 303 or box 02 of the 130. Catalejo takes the invoices you sent, the receipts you snapped and the statement you dropped in, lets you say what's business and what's personal, and works both returns out the same way every quarter, with the cautious choices it made shown on screen.
In the sample quarter: 3 invoices, 12 receipts and one bank statement become a 303 of 947,60 € and a 130 of 648,21 €.
Import your statement and you have every payment that left that account. Add receipts for the shops you care about and those lines get broken open. Catalejo matches the two so a shop you scanned and a card payment for the same shop are one purchase, not two.
A receipt and the card payment for it count once. A factura that replaces a ticket you'd already scanned counts once too.
You could paste one receipt into a chatbot right now and it would read it, probably well. Ask it in October what your 130 comes to for January to September, and it has no idea, because it never kept January. That's the whole difference. One is a clever answer. The other is a record that builds up.
We are software, not your accountant, and we say so. Catalejo shows its workings, flags anything that needs a human, and never invents a number to look clever. Check the final figures with your gestor before you file.
Keep whatever you use to submit to HMRC. Catalejo is the other half: it reads your spending line by line and shows you what you're not claiming. Most people only need that once a year, so the report is the main way to buy it.
See where you stand. No card.
No subscription. Buy it the year you need it.
Scan your statement free and see the total. Buy the report only if it's worth more than £49 to you.
Cancel anytime.
Worth it if you're filing quarterly under MTD and want the number kept current.
Catalejo is not HMRC-recognised and does not submit anything to HMRC. It is not MTD filing software and we will not pretend otherwise. Keep whatever you file with. This is the part that works out what you can claim in the first place.
HMRC lets you deduct costs incurred 'wholly and exclusively' for your trade: software and subscriptions, business travel, tools and equipment, a share of your home office and phone, professional fees, and more. Catalejo reads each transaction and flags the ones you can claim, with the reason. You still decide what's genuinely business.
No, and we won't pretend otherwise. Catalejo organises your spending, finds deductions, and produces a clean pack. It gives you estimates to work from, not a submission. You file through HMRC or your accountant. It is not MTD filing software.
If you use one, Catalejo does the part they charge you for by the hour: sorting receipts and coding expenses. You hand them a clean, filing-ready pack instead of a shoebox, so you pay them for the filing, not the data entry. If you file yourself, it gives you the organised numbers to enter.
A general chatbot has no memory of your ledger and guesses at tax rules. Catalejo holds your whole year, reads every line, and computes deductions from a verified engine so the numbers are defensible. See the 'Why pay' section above for the full comparison.